what is Insurance? Types of Insurance and advantages of Insurance
Anything Having Risk of Demage death and Disability Can may put you in Deep Financial loss. In order to recover These property money we need Insurance. In This post we will cover following topics
Table of contents
1.What is insurence?
2. Types of Insurance.
3.advantages of Insurance.
4.Conclusion
What is Insurence?
Insurence is agreement between any individual and Insurance company. The Insurance company promise give compensation To individual in case of damage property and death.
Types of Insurance?
There many kinds of Insurance Based on The object you want to insured. Some of them are listed below:
1.Life Insurance
2.Health Insurance
3.Home Insurance
4. Car Insurance
5.Travel Insurance
Life Insurance
As the name suggests, life insurance is insurance on your life. You buy life insurance to make sure your dependents are financially secured in the event of your untimely demise. Life insurance is particularly important if you are the sole breadwinner for your family or if your family is heavily reliant on your income. Under life insurance, the policyholder’s family is financially compensated in case the policyholder expires during the term of the policy
Health insurance
Health insurance is bought to cover medical costs for expensive treatments. Different types of health insurance policies cover an array of diseases and ailments. You can buy a generic health insurance policy as well as policies for specific diseases. The premium paid towards a health insurance policy usually covers treatment, hospitalization and medication costs.
Car insurance
In today's world, a car insurance is an important policy for every car owner. This insurance protects you against any untoward incident like accidents. Some policies also compensate for damages to your car during natural calamities like floods or earthquakes. It also covers third-party liability where you have to pay damages to other vehicle owners.Education Insurance
The child education insurance is akin to a life insurance policy which has been specially designed as a saving tool. An education insurance can be a great way to provide a lump sum amount of money when your child reaches the age for higher education and gains entry into college (18 years and above). This fund can then be used to pay for your child's higher education expenses. Under this insurance, the child is the life assured or the recipient of the funds, while the parent/legal guardian is the owner of the policy. You can estimate the amount of money that will go into funding your children's higher education
Travel Insurance
In This company promise to compensate for Damage to Insured passenger While traveling.travel Insurance are very cheap and easy take along with ticket
Mobile Insurance
Flipkart,mi and apply like company provides Insurance for mobile phone In case of water and physical damage They charge extra money for Insurance.
Conclusion
You can buy different Insurance online and offline do some investigation before taking any Insurance Thank you.
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